Aadhaar eKYC (OTP)
Brief about Aadhaar eKYC
Aadhaar ekyc is a paperless Know Your Customer (KYC) process, wherein the Identity and Address of the subscriber are verified electronically through Aadhaar Authentication.
It can be used as an alternate to current KYC process which is done on the basis of physical photocopies of the original documents (ID proof and Address proof).
Process of Digital Certificate issuance through Aadhaar eKYC (OTP Based Authentication)
Advantage of Aadhaar eKYC
According to Identity Verification Guidelines of CCA, the normal KYC process requires paper documents to be submitted, which should contain the attestation by Gazetted Officer / Bank Manager / Post Master. Subsequently CA should also carry out Mobile verification, Email Verification and Video Verification (in case of class 3) of the subscriber, as per details provided in application form.
Using Aadhaar eKYC, the hassles and the delays of attestations and other verification is brought to minimum. Thereby ensuring faster processing and issuance of Digital Certificate.
Comparison of process for Individual Digital Certificate
  Normal Process Aadhaar eKYC (BIO) Aadhaar eKYC (OTP)
Attestation on ID & Address proof Required Not Required Not Required
Mobile Verification Required Not Required Not Required
Email Verification Required Not Required Not Required
Video Verification Required for Class 3 Not Required Required (All Classes)
Prerequisites for Aadhaar eKYC (OTP Based Authentication)
To perform Aadhaar eKYC, subscriber must have Aadhaar and must have Mobile or email ID linked to it.
To know more on Aadhaar eKYC, please contact eMudhra Representative.
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under CCA, Government of India
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